How to update your pet insurance

What you need to know is as follows:

What is automatic pet insurance renewal? How does it work?
Like many family insurance companies and car insurance companies, most pet insurance companies are automatically updated at the end of insurance contracts.


Before signing up for a new policy, you usually receive a notification in the form of a letter. Many insurance companies will notify you at least 21 days in advance to give you the opportunity of cancellation.

If my policy rolls over without my wish, can I cancel it?
You can cancel your policy, but it probably costs you. When the policy is started, there is a cooling period of 14 days and most insurance companies will cancel only the premium charges you used.

However, some providers may be charged for cancellation in the first 14 days, so carefully check the policy conditions. Please be sure to cancel the cover before renewing as there is a possibility that the charge will be higher if it is outside the cooling period.

How can I find a cheap cover when updating?
Unlike car and house insurance, switching and buyers are necessary to find the best fee, but finding inexpensive pet insurance is far more complex.

Your chances of breaking your renewal estimate will depend on your pet's age and general health condition.

I have an old pet receiving various treatments and I insist on my cover

It is much harder to get a cheaper cover. The real danger in switching your pet insurance is the existing condition. If your pet is being treated and you are still eligible to receive treatment, it is unlikely that the condition will be covered by the new provider and it may be eliminated.

In addition, as your pet's age increases, the insurance company will consider the animal more risky, so the premium will increase. Therefore, if you think that you have found a cut coverage cover with a new provider, please check carefully the terms of the contract as the policy may not be more comprehensive.

My pet is young and healthy, I have not insisted

If your pet is healthy, relatively young, and does not have a history of insurance claims, you are in a much stronger position than switching at renewal and negotiating. 11 months in your policy is a good time to find a new cover. Follow the tips for finding cheap pet insurance.


Once you find a good price you can use it as a means to retrieve a new policy or negotiate it with the current provider. As usual, carefully check the policy's conditions and make sure that everything you need is there.