EHIC explained
EHIC, which replaced E11 in 2005, can receive medical treatment at no charge or discounted price in EU countries, it is essential to take a holiday.
What is EHIC?
EHIC is a medical card that can be used throughout the EU, Iceland, Liechtenstein, Norway, Switzerland, You can get treatment at a state hospital with the same price as the resident of the country you visited. So when you receive free treatment, you receive free treatment.
Cards are free and must be renewed every 5 years. You can order cards from the EHIC website.
How do you use EHIC?
EHIC is easy to use. There is no problem just by presenting your EHIC before you receive treatment. Do not forget to keep it on you anytime - if you do not have it with you in a hurry to the medical center it can be more difficult to receive treatment.
If you do not have an EHIC, you can obtain a temporary alternative certificate that is a temporary replacement for EHIC, but it is much easier to present EHIC on arrival. Please remember that EHIC can only be used at state hospitals. When going to a private clinic, you need to fulfill your invoice yourself.
If you need a temporary alternate certificate, refer to the procedure described in the NHS Guide.
I have an EHIC - do I need travel insurance?
Many travelers say that having an EHIC means that travel insurance is not necessary, but this is not far from the truth. Somewhat confusing, EHIC has insurance under that name, but it is not suitable for travel insurance. It will help you meet your medical expenses.
On the other hand, travel insurance is applied not only to cover medical expenses but also to cancel vacation or to return home early. When luggage is lost or stolen, there are many other things. Furthermore, if you have an EHIC, some insurance companies exempt excess medical insurance claims.
More: Worst Travel Insurance and Worst Travel Insurance
Can I refuse my EHIC?
There were problems in countries where state registered health workers refused to accept the EHIC, or perhaps claiming that there is no technology to recognize or accept the card. This is in violation of European rules, especially in Spain like Catalonia.
Most Spain's medical facilities are often referred to as "Centro Sanitary", but even some state hospitals seem to refuse EHIC if you know that you already have travel insurance It is.
The UK government is aware of these problems and dispatches staff to Valencia to improve the situation and raises the issue of the European Commission.
If your EHIC is rejected at a state clinic, we recommend that you obtain the evidence presented at that time. If for any reason you think you were charged incorrectly, you can continue to receive a refund of Employment and Pension (DWP).
What happens if I make a prepayment?
Even if the state provided care is free, when you return home you may have to pay in advance and pay back the money. For example, in France, prepayment may be required for certain services, but in other cases invoices are sent to your home address.
You can instruct the local authorities who received the treatment to apply for a refund. Otherwise, you will need to apply for a refund through UK DWP when you return home.
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